Has your benefit claim been denied by an ERISA plan? You have the right to appeal the denial, and, in fact, most plans require that you appeal the denial before you sue.

Some insurance companies take advantage of the fact that most people do not sue to obtain their rightful benefits. In the book, Insult to Injury: Insurance, Fraud, and the Big Business of Bad Faith,
author Ray Bourhis tells how UnumProvident systmatically denies disability claims to save money.  Click here for book review.

We are working toward the creation of a National Center for Employee Benefit Disputes which would mediate cases between participants and insurers. For more information on these proposals, read the following article or email me at jzanglein@email.wcu.edu.

Ready Access to ERISA Neutrals: Published in the Journal of Deferred Compensation

Circumnavigating the Sebonian Bog: The Use of Special Masters in ERISA Cases: Published by the NYU Review of Employee Benefits and Executive Compensation